Enquire with us
Provide recent RCTI with relevant trail commission statement
Agree on price.
Send Deed of Sale & Assignment for Broker to review
Broker executes Deed of Sale & Assignment
Deed of Sale & Assignment sent to Aggregator
Aggregator approves
Broker receives payment
When you enter a Grow Deal, guarantee your book won’t run off for an agreed time and Trail Homes offers the benefit of increased payment multiples — up to three times. You continue to service your clients.
Use a Grow Deal to buy another broker’s book or acquire their full operation. Sell part of your trail to us, use that capital to pay the seller, and expand without borrowing or risking your home.
Many brokers assume that selling a loan trail book means handing over their client relationships. That is incorrect.
You can sell your trail income while retaining full ownership of your clients and maintaining every relationship you have built. This approach gives you immediate capital without disrupting your book or your ongoing service model.
If you want a practical breakdown of how trail-only transactions work and why they protect your client base, watch our detailed overview video.
Trail Homes offers a buy-back option that lets brokers sell their trail book and repurchase it after a minimum of one year. This structure suits brokers who want short-term capital without permanently giving up their trail revenue.
The buy-back is optional. It is simply an additional funding mechanism that provides flexibility for brokers needing liquidity while keeping long-term control of their business.
For a full explanation of how the buy-back model works and when it makes sense, watch our in-depth video guide.
A broker looking to acquire a mortgage broking business needs capital, speed and clarity. Trail Homes can provide funding to purchase an existing mortgage broking business, subject to our standard terms.
We also give practical guidance on the risks, valuation issues and operational pitfalls that commonly arise when buying a mortgage broking business, so you make an informed acquisition decision.
If you want to unlock capital but keep full control of your client relationships, Trail Homes will structure a deal that protects your goodwill. Your clients remain yours. You continue to write loans, refinance, and run your business normally.
We do not contact your clients. They are not notified, and they will not know a transaction has occurred. The structure is deliberately designed to preserve your client base and your future revenue.
If you want to sell your business or step away from the industry, Trail Homes can assist with both buyer sourcing and buyer finance. Working with our industry partners, we help you find a qualified purchaser and can fund the acquisition.
If you prefer a phased exit, you can remain involved in the business for a transition period. We structure the transaction around your timing, your level of involvement and your commercial objectives.
